Motor vehicle accidents are devastating enough without learning the at-fault driver is uninsured. Most states require drivers to at least carry the minimum liability insurance requirements, but some drivers forgo following the law or allow their policies to lapse unintentionally.
If an uninsured driver hits your car, you have rights afforded to you under the law, including the right to pursue compensation. Learning how a lawyer can help you is essential for pursuing your claim.
What Steps Should You Take After a Car Wreck with an Uninsured Driver?
It would be best to act immediately to protect your rights and best interests. The following three steps are critical.
File a Police Report
Call the police at the scene and wait for them to arrive and file a report. While waiting, gather as much information on the uninsured driver as possible. Even if the accident seems minor and there are no significant injuries, you should not handle things alone. Get the police involved, which can help you establish fault and hold the at-fault driver accountable for causing the accident and not having proper insurance.
File an Insurance Claim
You should file a claim with your insurance company. If you have opted for uninsured motorist coverage, your insurance company will pick up the costs of repair and your medical bills.
Consider Going to Small Claims Court
You may not get enough money from your uninsured driver claim to cover your losses. You may need to file a lawsuit in small claims court, and you should consider getting help from a lawyer to represent you. Personal injury lawyers can help you through the process and ensure you get a fair outcome.
How Can a Lawyer Help?
Lawyers help injured clients in many ways, working to get the fairest outcome possible. A personal injury lawyer becomes your advocate, fighting for your rights every step of the way. Lawyers can help you in the following ways.
- They will investigate the accident and gather evidence to prove fault.
- The lawyer will negotiate with your insurance provider to ensure a fair payout.
- The lawyer can help you with any paperwork involved in pursuing compensation.
- Your lawyer will help you file a lawsuit in small claims court and represent you through the proceedings.
Schedule a Consultation Appointment with a Lawyer
The aftermath of an accident where an uninsured motorist is to blame is stressful. How will you get compensated, and who will pay for your losses? Getting help from a lawyer offers great peace of mind, and many personal injury lawyers offer free consultations for new clients.
You should not have to handle the claims process alone. Even if the uninsured motorist admits fault and promises to pay for the damages out of pocket, you should consider getting legal representation. A lawyer will work on your behalf to get the fairest outcome possible and ensure you receive the compensation you are owed. Many personal injury lawyers work on contingency, so you will not have to pay fees unless you win. Call today to schedule your consultation appointment.